PM SVANidhi Credit Card 2026: If you are a street vendor or run a small roadside stall, there is great news for you. The Prime Minister of India, Narendra Modi, launched the PM SVANidhi Credit Card from Thiruvananthapuram, Kerala.
Through this credit card, street vendors will receive a credit limit ranging from ₹10,000 to ₹30,000, allowing them to use the amount as per their business needs.
If you want complete information about PM SVANidhi Credit Card 2026, read this article till the end. Here, we have provided all the important details including benefits, eligibility, loan structure, and application process.
Table of Contents
Overview
| Details | Information |
|---|---|
| Article Name | PM SVANidhi Credit Card 2026 |
| Article Type | Government Scheme |
| Scheme Name | Pradhan Mantri Street Vendor’s AtmaNirbhar Nidhi |
| Card Name | PM SVANidhi Credit Card |
| Credit Limit | ₹10,000 to ₹30,000 |
| Beneficiaries | Street Vendors, Small Traders |
| Official Website | pmsvanidhi.mohua.gov.in |
Key Benefits of PM SVANidhi Credit Card
| Credit limit from ₹10,000 to ₹30,000 |
| No collateral required |
| No interest if repayment is made within 30 to 50 days |
| Encourages digital transactions |
| Easy financial support for small vendors |
What is PM SVANidhi Scheme?
The Pradhan Mantri Street Vendor’s AtmaNirbhar Nidhi is a Central Government scheme launched to provide financial assistance to street vendors affected during the pandemic.
Under this scheme, vendors are given collateral-free loans so they can restart or expand their businesses.
Loan Benefits Under PM SVANidhi Scheme
| Phase | Loan Amount |
|---|---|
| First Phase | ₹10,000 |
| Second Phase | ₹20,000 |
| Third Phase | ₹50,000 |
Eligibility Criteria
| Applicant must be a street vendor or small roadside trader |
| Must be registered with the local municipal body |
| Must have Aadhaar card and a bank account |
| Mobile number should be linked with Aadhaar |
Required Documents
| Aadhaar Card |
| Identity Proof |
| Bank Passbook |
| Mobile Number |
| Street Vendor Certificate (if available) |
How to Apply for PM SVANidhi Credit Card?
| Visit the official website: pmsvanidhi.mohua.gov.in |
| Click on Apply Loan / Credit Card |
| Login using Aadhaar number |
| Fill in the required details |
| Upload necessary documents |
| Submit the application |
Important Links
Conclusion
In this article, we have provided complete information about PM SVANidhi Credit Card 2026. This scheme is a significant opportunity for street vendors and small traders to become financially stronger and grow their businesses.
If you found this information useful, please share it with others who may benefit.
Important FAQ
What is PM SVANidhi Credit Card?
It is a government-issued credit card that allows street vendors to access ₹10,000 to ₹30,000 as working capital.
Who can benefit from this scheme?
Street vendors, small traders, and roadside stall owners can avail the benefits.
Is there any interest on the credit amount?
No interest is charged if the amount is repaid within 30–50 days.
How can I apply?
You can apply online through the official website.
